When it takes more than just curbing your $6 latte habit to get your finances where you want them, it’s time to consider bigger changes.
I remember sitting in my apartment and journaling about why I wasn’t feeling financially secure. It was a perfect sunny afternoon one year ago. On paper, I’d done everything right: I completed my freshman year of undergrad at a community college with essentially free tuition thanks to a scholarship; I worked hard in my internships and was one of the first of my peers to nab a real-life, paying job after graduation; I saved each month and purposefully lived within my means, rarely purchasing clothing that didn’t live on the clearance rack. However, here I was, living nearly paycheck to paycheck and seeking a more stable financial foundation.
